Introduction
SABIRST Limited as trustee of the South Australian Building Industry Redundancy Scheme Trust and the South Australian Building Industry Redundancy Scheme Trust No.2 collectively referred to as BIRST is committed to respecting your right to privacy and protecting your personal information. We are bound by the Australian Privacy Principles (APP) as well as other applicable laws and codes affecting your personal information. Our staff are trained to respect your privacy in accordance with those principles, laws and codes.
About this Privacy Policy
This Privacy Policy sets out the information that the Privacy Act 1988 (Commonwealth) requires us to communicate to our members. It describes how and why we collect, hold, use and disclose personal information. It applies to all your dealings with us whether in person, over the phone or via our website
What kinds of personal information do we collect and hold?
The personal information we often collect includes your name, date of birth, contact details, gender, tax file number, bank account information and employment details. In some circumstance we may also collect other information such as:
- information about your health (when you make an insurance claim);
- information about your income (when you apply for income protection insurance); or
- details of your dependants or any other persons that you nominate to receive benefits following your death.
We will only collect sensitive information with your consent or if it is required or authorised by law or a court order.
How do we collect the information about you?
BIRST will collect personal information directly from you where reasonable and practical to do so, but may also collect personal information from third parties such as your employer, approved financial advisor, approved legal adviser or other redundancy funds. Third parties would generally require your consent before disclosing information to us.
How do we safeguard your personal information?
Our systems and security procedures ensure we have appropriate electronic measures and physical barriers in place to protect your information against misuse, loss, unauthorised access, modification or disclosure.
Some of the methods we use are:
- ensuring our physical environment is secure;
- restricting access to personal information;
- employing technology products to prevent unauthorised computer access; and
- Regularly reviewing and testing our security systems.
How long do we retain your personal information?
We retain your personal information for as long as it is legally necessary. When we no longer need your personal information, we have procedures in place for destroying or deleting it or converting the information into an anonymous form.
How do we use your personal information?
The personal information BIRST collects and holds about you is used to manage your redundancy account, process redundancy and insurance claims.
BIRST will not trade or sell your personal information to any third parties but we, or other related entities and business partners, may use your personal information to tell you about other products and services BIRST or its related entities or business partners may provide.
Who could we disclose your personal information to?
BIRST is an organisation established by an industrial agreement between the Master Builders Association of SA, the Construction Forestry Mining & Energy Union and the Communications, Electrical and Plumbing Union of Australia. Contributions are paid to BIRST as a result of industrial instruments such as awards, collective agreements and employment contracts. The timely collection of contributions and the adherence to these industrial instruments is the primary function of the fund and the assistance of these unions and employer associations is often critical in this process. For this reason limited personal information may be made available to these stakeholders.
We may also disclose your personal information to:
- organisations involved in providing, managing or administering our products or services your employer;
- insurance providers for the purpose of processing claims on behalf of our members;
- your approved financial adviser;
- another redundancy fund to or from which your benefit is to be transferred;
- your legal personal representative, or any other person who may be entitled to receive your death benefit, or any person contacted to assist us to process that benefit;
- any financial institution with whom you have an account; and
- our professional advisers.
We may also disclose your personal information if:
- required by law (such as to the Australian Taxation Office, Centrelink, Fair Work Australia, the Child Support Agency for reporting, payment of applicable taxes and other purposes;
- authorised by law (such as where we are obliged to disclose information in the public interest or to protect our interests);
- required to assist in law enforcement (such as to a member of the police force); or
- you give us your consent to do so.
How can you access your personal information?
We will provide you with access to the personal information we hold about you and the source of your personal information upon request.
Information may be provided to you over the phone (where we can verify your identity) or by post. You may also access some details of your account from our website by registering for online access.
How can you complain about a breach of your privacy?
If you believe that we have not protected your personal information as set out in this Privacy Policy you may lodge a complaint with the Privacy Officer at BIRST. Contact details for all enquiries are:
Privacy Officer
BIRST
PO Box 321
Unley Business Centre SA 5061
